I THINK i have my choices of where to stay narrowed down to 4.....I know...not a very good job of narrowning!

I would like to be at least within easy biking distance of town.

have at least a small fridge

Have a pool from which you can see the water (I am assuming that it is hot enough when laying out that you will want to take a dip and since the ocean isn't the best place to do that, I don't want to have to walk far to the pool) The Palm's and Banana Beach don't seem to have this. In fact that is the only thing keeping me from Banana Beach is the pool enclosed in the courtyard. Seems it would be hot and with no view.

I don't want tooooo touristy of a place (I hear Ramon's can be that way)

The less kids the better

Ok....so here are my choices so far

Banana Beach
The Palms
Ramons
Sunbreeze

PLEASE HELP!!!!!!!!!!!!!!!!!!!!!!!!!