Hello - Our first trip to Belize - we're here for mostly beachtime and some snorkeling. Is this accurate:

1) Ambergris Caye - better beaches, more crowded and expensive (lodging and food) than Caye Caulker with more access to land-based wildlife stuff

2) Caye Caulker - not amazing swimming (just at the split?); less expensive, way more laid back, lower budget/less swanky lodgings, fewer food choices

3) Placencia - pretty beaches, relatively affordable, takes awhile to get there by bus

Given these choices...are these characterizations accurate? What would you choose if you had a week and why?

Thanks so much!