We stay on the seaside so I am not sure what the living in the jungle experience is actually like. Many people like it, we haven't done it since we want to be on the water.
We drove a good portion of the country one year and enjoyed just seeing what is out there, hm.... I really can't give you good insight on what to do.
We did the Monkey River trip, it's boat and jungle walk. You can stay on the seaside and do day trips to the jungle, if that would make Ma more comfortable. It's not all buggy and snakey as people say it is. If it was, I would hesitate to return and we have been going for several years now.
Our time has been spent quite laid back and revisiting people we have met and as much down time as we can get. I wish I could be more helpful with the recommendations.
We stay in the Hopkins area, have stayed in Placencia, Corozol and in Cayo district. Just not in the jungle, sorry.
Toad and nygal: If your passion is the beach and you're not welded to international travel, take a look at St. George Island, Florida on the north Florida coast just west of the big bend. They call it the "forgotten coast" for a reason. The beaches are beautiful and nearly all to yourself. Fishing is great, lots of nightlife. Great places to eat and many daytrips available if you're so inclined. We visited AC in April and found it to be very nice, too. Just a very different experience from St. George that you might like as well.
bankerwoman- do you stay in a condo or hotel? with small kids, a condo would be our best bet! can you dive there? it might be a better place to go than cayman.....we loved ac, but not for kids until they get older......eryn
toad: You certainly could do either as there are four small hotels on the island (1 very upscale, 1 moderately upscale, 2 moderate) and there are many condos for rent. The average visitor rents one of the MANY homes there by the day or week. The island is only 1/2 mile wide at its widest so most of the homes are on the water - either oceanside or bayside. I would recommend oceanside (of course more $) as you end up with a beautiful (and usually large) piece of beach all to yourself - even in the summer. As for diving, no. That's not to say that, in the 10 summers we've spent there, we haven't seen divers go out just for a glory-dive, but there's no reef or "attraction" per se.
If you want more info on SGI, pub your e-mail here and we'll converse off-line.