Just returned home yesterday after spending a week in AC. It was my first time to Belize and I'm already looking into planning another trip back...I fell in love with the place!! I live in Charleston, SC near the beach, so I also spend alot of time in the sun and have a pretty dark tan. I took several lotions with SPF ranging from 10 to 50, but only used the SPF 10 lotion. Although the sun was very hot, and at times I felt like my skin was melting, I never burned. Most restaurants seem to be open into the evening...several nights we didn't even go out to eat until 9 o'clock. We never had to make reservations at any restaurant in downtown San Pedro; which is very casual and laid-back. Our last night in AC we decided to go to the north end of the island, where we made reservations at Capricorns (a little finer dining). Upon reservations, they will arrange for a water taxi to pick you up for dinner and take you back to your hotel afterwards. Very good food and a wonderful location! Although I can't be there to share the snorkel trip...I can recommend the company "SEAduced by Belize". We had a wonderful time with these guys and after our first snorkel day trip with them we called and scheduled several more. I hope your experience is as enjoyable and memorable as mine was!!