Okay, this is like 20 questions, but...
What is the husband is of retirement age, and the wife is 13 years his junior?
How does that work if Bill wants to get the retirement status? Can we apply as a family under retirement, and then BOTH be prevented from working? Or can he retire, and me work? Is it a joint thing??

As I understand the law, as long as one of the couple is 45 or over, you can qualify for the retirement residency program.

--Lan Sluder