THank you everyone for taking the time for providing all these details - I really appreciate it!! One more question - I am traveling solo (as I usually do) - I have been ALL over, have no fear, have been alone in many places I get yelled at later about being there alone,(like in Pakistan), but I have heard "things" about Belize - maybe just the capital - but how safe would it be for a 39 y.o. to have drinks and then walk home late at night to Banana Beach Resort (or somewhere a bit outta town) - should I have any sort of worry? I want to say NO but need to ask you all who live there.
BTW - I know I will love AC - can't wait!!
Should I bring my own snorkel gear (quite cumbersome!) or rent every day? Sorry for all the questions - any help is greatly appreciated!