There have been many posts about Banana Beach here -- use the SEARCH facility to get a sampling. Most posters (including me) think highly of Banana Beach. Beautful rooms, friendly management, good value. The beach is right on the water. Just immediately north of the hotel is a nice stretch of beach, one of the best on the island (but don't expect Anguilla or BVI-style beaches). There is seagrass, as in most areas, but you can swim.