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#462913 - 04/23/13 01:22 AM Health Insurance for Expats
daddywags Offline
Anyone have any information about health insurance in Belize? Is there private insurance available or is it better to pay cash and have disaster coverage for major stuff? Any info would be appreciated.

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#462915 - 04/23/13 01:46 AM Re: Health Insurance for Expats [Re: daddywags]
SimonB Offline
Go with a non cut rate international carrier. I use IMG. If you're a multi-millionaire you can self insure.

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#462916 - 04/23/13 01:50 AM Re: Health Insurance for Expats [Re: SimonB]
daddywags Offline
Is an international carrier expensive? BUPA is the only thing I've looked at so far.

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#462955 - 04/23/13 04:57 PM Re: Health Insurance for Expats [Re: daddywags]
Judyann H. Offline
We also are insured under International Medical Group....We have a small deductible and exempt from US coverage....Our rates are less than $2,000USD annually for the both of us. send me a note if you would like information about contacting an agent.
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#462958 - 04/23/13 07:19 PM Re: Health Insurance for Expats [Re: daddywags]
robvee Offline
I think a lot depends on what you nationality is .Brits and Canadians are just a plane ride away for major surgery etc and getting a broken arm set here is under $200 so ive been told

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#462959 - 04/23/13 07:30 PM Re: Health Insurance for Expats [Re: daddywags]
collyk Offline
Not so true I believe robvee. Things have changed. "The NHS is a residence-based healthcare system. Therefore, once you have moved permanently away from the UK you are no longer entitled to medical treatment under normal NHS rules." UK citizens living abroad

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#462960 - 04/23/13 07:37 PM Re: Health Insurance for Expats [Re: daddywags]
robvee Offline
I havent moved permanently away , get prescriptiond sent monthly , have a family home Also Mick and Lisa went back for Lisa to have a major op. Im still a British citizen and have no problems with getting anything i want from NHS, But thx for info, think theres some flexibility

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#462962 - 04/23/13 07:39 PM Re: Health Insurance for Expats [Re: daddywags]
robvee Offline
Collyk Im also in receipt of a full Gov. pension Makes a difference

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#462965 - 04/23/13 08:10 PM Re: Health Insurance for Expats [Re: daddywags]
collyk Offline
robvee. It has nothing to do with citizenship. If you are a legal permanent resident in another country then legally you are no longer eligible for NHS care. Things have changed considerably in recent years. Yes there are some ways round this, but they are technically not legal.

"Under the current Department of Health Regulations, anyone spending more than three months outside the UK is no longer automatically entitled to free NHS treatment," confirms Katrina Osman, broker with IHC International. "And, therefore, NHS charges may apply for any hospital treatment received. Those in receipt of UK state pensions, and who have previously lived in the UK for a continuous period of 10 years, remain entitled to some cover, although this is dependent on their current country of residence and length of time there."

NHS Rights for Expats
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#462966 - 04/23/13 08:25 PM Re: Health Insurance for Expats [Re: daddywags]
robvee Offline
Ive lived outside UK since 2005 , my Doc knows that , i get meds sent to US i get full check ups when i visit UK I lived in the UK since birth and receive a full pension for me and my partner. Pension people NHS , Docs know i ;live outside UK And Mick and Lisa went back 3 yrs ago for major surgery theyve lived outside UK for 10 yrs Im not saying your wrong, but all my friends and myself have never had a problem

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