Regular doctor visits and prescriptions are very affordable in Belize. Hubby had kidney stones while we were in AC last year, and total cost of medications, Dr. visits x 2, IV fluids, ect. were less than $300 US. Here at home, with ME being a nurse and doing everything except the ultrasound/Xrays, the cost for ONE visit to the ER was over $1200. So, it may cost more to carry insurance than to pay out of pocket for the occasional visit to the Dr. Something to think about.