Paradise Villas has a larger pool and garden area, no bar but a short walk to Wet Willies or Cholo's the other direction. Mata Rocks does have the Squirel's nest which is another neat bar. In town is not really noisy, but the beaches are a little buisier with pedestrian traffic. I would consider Mata rocks a little better run buy the staff and owners, but we had no problems with service at Paradise Villas. More boats and boat traffic downtown but I found that G & M Diveshop Pier just to the south of PV has a deep spot on the north side which made it great for swimming( I prefer the ocean to swimming pools).