lol. swimming with your clothes on is ALWAYS FUN at Blue Water.
Blue water is NOT overpriced for several things...their pizzas are $13 us and HUGE, for 3 people. excellent Pesto Chicken PIzza and awesome snook, very fair price.
I would recommend taking Victoria house out of your list (from my experience and tourists who have commented) and going to REEF rest. El Divinos is overpriced for food similar to what you can get at home.