Thank you all for your input ...

Susan, I was the one who contacted you personally a few wks ago about your condos...they look gorgeous, and I thought the location is fine, but I just don't have enough equity in my home to afford them.

BTW-- I've been to the island many times, and it'll take more than a coulple of loud bar nights to keep me away.

As for timeshares, it's just not my thing. Too prohibitive. I want to be able to use the place on a whim.
I've also discovered that there are not many true condos on the island. Some properties limit the amount of time the "owner" can stay at their own suite--to anywhere from 2-4 weeks a yr. I can't see paying over $100K for that, plus I'm suspicious of the small print/ Then there's the ownership fees....

Thanks again....
Dee