Mary and Scott,
My wife and I stayed at Banana Beach in January of this year and really enjoyed our stay. The pool is a inside the courtyard formed by the building. There is a walkway to the beach but I couldn't say that it was very breezy. I would strongly recommend the beach - in my opinion it is one of the best on the south end and has great access to the ocean for wading/swimming. We plan to return to Banana Beach in July.