I appreciate that Visa was trying to protect me, but protect me from whom? Myself? I guess what really irritated me was that I have had the same card for 15 years, have never been late on a payment, have literally traveled all over the world and not once ever had my card declined. My problem with Visa is that I was standing in front of clients and had my card declined, and it put me in a tough spot financially to have to come up with the money. It would have been nice to have received some sort of communication from Visa that warned me ahead of time that if I traveled out of the country, without notifying them, that the card could have been declined, instead of embarassing me. Of course, they were very apologetic, but I felt it was very poor customer service on their part. So, yes, I am shopping for another credit card.