I am an owner that had met with Saldivar, signed transfer documents, but was fortunately in the process of sending funds when this situation started to develope and was able to delay this task. There are 3 major issues here which need to be addressed 1) Why haven't the funds been returned immediately upon request, in Canada and I'm sure the US these funds would be held in trust...where is the money and what has it been used for? 2) A portion of the funds are for the attorney's fees, but the majority is stamp tax duty which should have been submitted to GOB, the GOB should be very concerned with this. 3) Where are the titles? The owners paid and the Saldivar collected their fees on the instructions from the developer that the titles would be available shortly...so, where are the titles?