MBraley,
We live in Michigan and love it. Of course it makes it that much sweeter when you can get away in the middle of winter from a cold place. We plan our trip in October and have something to look forward to. And Lake Michigan is almost an ocean, but w/fresh water. I also love being so close to Chicago. My wife and I met in school in Tampa and decided to move back to Michigan. I would say if you can, plan a getaway, but dive in and enjoy all you have right now. A fireplace is much nicer when it's cold out. I must admit that 80 and sunny fits the bill nicely as a midwinter escape.