Banyan Bay does have a 3 bedroom suite available. We just returned from our trip to AC yesterday. We stayed at Banyan Bay. Initially, we reserved a 2 bdrm suite on the beach. We were given one of the 3 bdrm, 3 bath suites on 2nd level right on the beach (3rd berdroom was in the loft area, but fully enclosed). And they are just as nice as Lan describes above. Service was top-notch. Beach and pool were great! Weather was great! Only ate at Rico restaurant once (at Sat Bar-B-Que night), but I can attest that Rico's has a fully stocked bar. It was much more fun to "drive into town" in a rented golf-cart to dine. But very expensive to rent a cart ($65/day).