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Visa/ATM/Traveller's Checks? #108039
09/13/05 09:45 PM
09/13/05 09:45 PM
Joined: Sep 2005
Posts: 15
BobW Offline OP
BobW  Offline OP
We're heading down to Belize (first timers) in November. What is the best ways to pay for stuff along the way? How universal are credit cards? I have read that ATM's connected back to Canada were pretty rare.. is that still the case?

Any help on this is appreciated..

Re: Visa/ATM/Traveller's Checks? #108040
09/14/05 07:10 AM
09/14/05 07:10 AM
Joined: Nov 2004
Posts: 1,828
Ontario, Canada
Hon Offline
Hon  Offline
We used our Bank of Montreal debit card at Belize Bank both in Belize City and San Pedro.

On the advice of our hosts, we brought Belize cash and US dollar travellers cheques to use in San Ignatio and Benque Viejo del Carmen. We didn't need to use the travellers cheques so I don't know how or if they are accepted on the mainland. They were accepted everywhere we shopped/ate/drank in Belize City and on Ambergris Caye.

We used our credit card sparingly for larger purchases as it seemed that most businesses charged a fee for processing.

So all that said, a combination of all three with a few dollars in US cash for when you arrive, and you should be all set to spend every cent you have laugh

Newfoundlanders are the only people in heaven who want to go home.
Re: Visa/ATM/Traveller's Checks? #108041
09/14/05 08:22 AM
09/14/05 08:22 AM
Joined: May 2005
Posts: 3,955
Frigin Cold Columbus, Ohio
Otteralum Offline
Otteralum  Offline
I just contacted our Visa company on the advice of many on this board. Total conversion fee is 3% on all transactions. I hear some are higher. Visa gets 1% and the card issuing companies can set their own additional fee. Having worked for a CC company, there is no additional liability for an overseas transaction, so this is totally bogus. Beware!

I will have a Belikin -- put it on klcman's tab.
Re: Visa/ATM/Traveller's Checks? #108042
09/14/05 10:10 AM
09/14/05 10:10 AM
Joined: Feb 2005
Posts: 159
southern california
WhiteWater Offline
WhiteWater  Offline
I plan on using AmEx USD travelers cheques. They're almost like cash, they were free, and if the phone/electricity is down I'm not stuck holding a useless card. Plus, the merchants seem to appreciate this method of payment over CCs, and maybe over debit cards (not sure how the merchant is charged for those).

Re: Visa/ATM/Traveller's Checks? #108043
09/14/05 10:21 AM
09/14/05 10:21 AM
Joined: Aug 2005
Posts: 33
South Carolina
Dizi-B Offline
Dizi-B  Offline
We just got back and everyone takes master card and visa, cash, travelers checks.
However, our resort accepted no cash, I guess to protect the guests and their employees, but it was a pain in the a........ when you wanted a drink or pay for a meal. Instead we had to keep up with how much our room would be charged for the weeks stay.
However in town, they took any kind of monetary $

Re: Visa/ATM/Traveller's Checks? #108044
09/14/05 12:02 PM
09/14/05 12:02 PM
Joined: Mar 2005
Posts: 625
spl Offline
spl  Offline
I think travelers checks are easiest and they are excepted everywhere you go here, even large amounts. Your credit card does charge 2-3%

Re: Visa/ATM/Traveller's Checks? #108045
09/14/05 07:19 PM
09/14/05 07:19 PM
Joined: Apr 2005
Posts: 32
CarribeanSunSeeker Offline
CarribeanSunSeeker  Offline
While we found that mostly everyone took Visa some merchants did so reluctantly and some charged a 5% to 9% fee. Or maybe it was a 9% tax that only got collected when it was on a charge card. Add that to the 3% Bank of America charged me and that seems a good reason to take travelers checks.

Re: Visa/ATM/Traveller's Checks? #108046
09/15/05 07:00 AM
09/15/05 07:00 AM
Joined: Mar 2005
Posts: 59
New York State
Placidguy Offline
Placidguy  Offline
Next question... are $50.00 and $100.00 (US) Amex Travelers checks easy to cash and use or is it better to have $20.00's ?

Re: Visa/ATM/Traveller's Checks? #108047
09/15/05 08:51 AM
09/15/05 08:51 AM
Joined: Nov 2004
Posts: 1,828
Ontario, Canada
Hon Offline
Hon  Offline
$100's are too big. We brought about half $50's (they were refused twice for purchases of less than $20) and half in $20's (which were 100% accepted)

Newfoundlanders are the only people in heaven who want to go home.
Re: Visa/ATM/Traveller's Checks? #108048
09/15/05 01:28 PM
09/15/05 01:28 PM
Joined: May 2003
Posts: 95
Pasadena, CA
Skyliner Offline
Skyliner  Offline
Is Milo out of the exchange business? It used to be easy changing travelers checks with him, and rather than charging a fee, he'd generally pay 2-3% on the deal.

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