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#211139 - 03/02/05 02:30 PM Medical Insurance  
Joined: Feb 2005
Posts: 4
sychokittie Offline
sychokittie  Offline
Hello! This is my first time posting here. My husband and I thinking of moving from the U.S. to Belize. Although we've done much research on the internet about the different areas, culture, retirement, etc., we are visiting Belize (San Pedro) for the first time this coming December to check things out in person.
My question is this:
I am on necessary medication for a degenerative joint disease (similar to rheumatoid arthritis). I know that in the U.S., without insurance, this medicine would cost us $2,500 a month = $30,000 per year. How does one go about getting medical insurance in Belize? How expensive is it? If we can get insurance, but this medication is not covered, does Belize have any kind of monetary assistance programs?

Thanks for any help and/or advice you can give!! smile

#211140 - 03/02/05 03:06 PM Re: Medical Insurance  
Joined: Oct 2001
Posts: 124
dolphin Offline
dolphin  Offline
Belize has enough difficulty trying to provide medical services to its citizens. As an American, asking for Belizean assistance would not be proper, even if it were offered.

The Ambergris Chamber of Commerce acquired the following information for it's members:

The insurance is underwritten by British Fidelity, located in Nassau. They are worldwide coverage with "pre-approved" doctors/hospitals throughout the Caribbean (meaning they bill the insurance company directly). Others, you must pay the bill and submit the claim. BF offers 100% medivac flight insurance as a very affordable option (i.e. US$50 per year).

We don't have a "group" policy per se, but BF has put together several medical packages that are just marginally higher than a group rate. For additional information, forms and questions please contact our service rep:
Ms. Sarita Burgos 011-501-223-1937, 603-8995 or 227-1867
British Fidelity #16 North Park St, Belize City, Belize

#211141 - 03/02/05 04:07 PM Re: Medical Insurance  
Joined: Feb 2005
Posts: 4
sychokittie Offline
sychokittie  Offline
Thanks for the information! As I said, I've only done research on culture, geography, etc. I appreciate your response & am looking forward to our visit!

#211142 - 03/02/05 07:42 PM Re: Medical Insurance  
Joined: Apr 2002
Posts: 280
kippe Offline
kippe  Offline
I have British Fidelity. However, I have had two back surgeries and had to sign an exclusion form for a pre-existing back problem and my insurance does not cover any medication. Give Sara a call or e-mail her to make sure that medication is included. I do take some medication, but found that using British Fidelity was still cheaper than the competitors covering cost for medication, buying my meds for full price, but then again I only take some rather cheap meds for my back.

#211143 - 03/02/05 11:13 PM Re: Medical Insurance  
Joined: Jan 2003
Posts: 3,273
Kra-Z-K Offline
Kra-Z-K  Offline
sychokittie, hi! what part of the states are you from? I too, am thinking about moving to Belize (part time). what made you decide you want to leave the states????

#211144 - 03/03/05 08:14 AM Re: Medical Insurance  
Joined: Mar 2004
Posts: 705
krehfish Offline
krehfish  Offline
If you find an insurance company that'll take you and cover a $30,000/year pre-existing condition let us all know.

Flyfishing my way through mid-life crisis.
#211145 - 03/03/05 08:24 AM Re: Medical Insurance  
Joined: Oct 2003
Posts: 2,408
Katie Valk Offline
Katie Valk  Offline and ask Joyce Perdomo about Amedex/USA Medical. Its great.

Belize based travel specialist
#211146 - 03/03/05 01:55 PM Re: Medical Insurance  
Joined: Nov 2002
Posts: 3,484
Sir Isaac Newton Offline
Sir Isaac Newton  Offline

Like ... dude ... hook me up!

...or, wait a minute, is this just another UDP conspiracy to overthrow the Government.

Check out my site:
#211147 - 03/03/05 04:25 PM Re: Medical Insurance  
Joined: Feb 2005
Posts: 4
sychokittie Offline
sychokittie  Offline
I sense some sarcasm regarding my question. My sincere apologies if I have offended anyone. As I've said twice, in a round-about way, I know NOTHING about this topic, which is why I am here.
Thanks to those who provided information. I do appreciate it! smile

#211148 - 03/06/05 07:28 PM Re: Medical Insurance  
Joined: Mar 2003
Posts: 1,123
indygal Offline
indygal  Offline
I can not get health insurance in the US! Maybe I will just have to move to Belize to get covered.
smile laugh

KE are you going to be in SP next winter? We will be there Jan to end of March or so. It is always fun to meet other boarders.

Life is not about waiting for the storm to pass, it's about learning to dance in the rain.
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