Dimples is a pessimist with personal problems. Personal [Man / Woman] relationships have nothing to do with life in Caye Caulker or anywhere else in the world, thus the term 'personal'.
Caye Caulker is an ideal destination to retire, however, I agree with other posts, (a) it is not for everyone (b) if you want to make a small fortune here, bring a big one...
What Caye Caulker offers is a personal (if not so private) life - quality of life. There is excellent balance here: excellent lifestyle at affordable costs. So you don't really need the small or large fortune, if your focus is on living a good 'quality of' life.