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#232876 - 03/20/07 12:21 AM credit card use??  
Joined: Mar 2007
Posts: 5
Janice and John Offline
Janice and John  Offline
Wondering what your thoughts are on the use of credit cards in Belize. In Mexico we would only use our cards in very reputable places, because there is often problems with small time business. We might want to use a credit card to book scuba excursions, a place to stay when we visit Tikal, restaurants etc. Is american dollars the best currancy in Belize and a trip to Tikal? Are ATM use advisable in Belize? We have heard the transaction fees are high. Thanks Janice

#232889 - 03/20/07 08:22 AM Re: credit card use?? [Re: Janice and John]  
Joined: May 2003
Posts: 539
JeanH Offline
JeanH  Offline
I use my credit card all the time in Belize. There is a foreign transaction fee that shows up on my bill, usually about US$15.00 for a weeks worth of charges. Some credit cards don't have those charges though. I've never had any trouble with fraud or bogus charges on card.

I've never been to Tikal, but I'm pretty sure you're going to have to exchange money for Guatamalan currency.

On Ambergris Caye, there are several ATM's that take US cards. I withdrew $500.00BZ and it cost me $252.00US. Your bank may have other charges though.

#232892 - 03/20/07 09:45 AM Re: credit card use?? [Re: JeanH]  
Joined: Aug 2005
Posts: 222
GBZ39 Offline
GBZ39  Offline
Bank 1 is the credit card to use. They don't charge a foreign exchange fee in addition to the fees buried in the foreign exchange conversion.

The best rate in Belize is the direct conversion of US$ bills to local currency. Therefore bring all the US$ currency you can afford to carry.

#232936 - 03/20/07 05:58 PM Re: credit card use?? [Re: GBZ39]  
Joined: Mar 2001
Posts: 11,001
klcman Offline
klcman  Offline
Nor does my Cap One Mileage Card!

_ _ _ _ _ _ _________________ _ _ _ _ _ _
But then what do I know, I am but a mere caveman
#232940 - 03/20/07 06:30 PM Re: credit card use?? [Re: klcman]  
Joined: May 2005
Posts: 3,947
Otteralum Offline
Otteralum  Offline
What's in YOUR wallet?

Revwarding. Very very very revwarding.

I will have a Belikin -- put it on klcman's tab.
#232963 - 03/20/07 11:47 PM Re: credit card use?? [Re: Otteralum]  
Joined: Mar 2007
Posts: 5
Janice and John Offline
Janice and John  Offline
Thanks for the advice. In Mexico the american dollar rules unless you are in a very small town away from everything.

#232970 - 03/21/07 08:36 AM Re: credit card use?? [Re: Janice and John]  
Joined: May 2003
Posts: 539
JeanH Offline
JeanH  Offline
Yea, but if you use American dollars in Mexico you generally lose on the exchange rate. Most people just give you 10:1, when the actual exchange rate is closer to 11:1.

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