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Expat health insurance suggestions? #234073
03/31/07 10:15 PM
03/31/07 10:15 PM
Joined: Dec 2006
Posts: 1,046
San Pedro
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BrusselSprout Offline OP
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BrusselSprout  Offline OP
B
Hi...Moving to Belize in the beginning of April and potentially cancelling health insurance in the US. Does anyone have an suggestions for companies that can provide quotes on Expat Insurance? Thanks.

Re: Expat health insurance suggestions? [Re: BrusselSprout] #234085
04/01/07 07:21 AM
04/01/07 07:21 AM
Joined: Jul 2005
Posts: 991
Middle Penninsula Virginia
Sun&sand Offline
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Sun&sand  Offline
We are doing the same thing, BS, and are looking into insurance from amedex.com. So far, they seem to be what we are looking for. Hope this helps.


Live so that when you arise in the A.M, Satan shudders & says..
'Oh sh t..she's awake!'
Re: Expat health insurance suggestions? [Re: Sun&sand] #234086
04/01/07 08:01 AM
04/01/07 08:01 AM
Joined: Oct 2003
Posts: 2,461
Belize City
K
Katie Valk Offline

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Katie Valk  Offline
K
joyce perdomo at fandginsurance.com for amedex, which is great.


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Re: Expat health insurance suggestions? [Re: Katie Valk] #234087
04/01/07 08:21 AM
04/01/07 08:21 AM
Joined: Apr 2005
Posts: 1,436
Caye Caulker
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Cooper Offline
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Cooper  Offline
C
consider carrying just a catastrophic insurance plan.much cheaper. You can get medical insurance here for $30US a month at a 80% pay plan, you pay 20% at Universal. They are quite good at diagnostics and most health issues but not advanced for most catastrophic situations.


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Re: Expat health insurance suggestions? [Re: Cooper] #234090
04/01/07 08:51 AM
04/01/07 08:51 AM
Joined: Dec 2006
Posts: 1,046
San Pedro
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BrusselSprout Offline OP
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BrusselSprout  Offline OP
B
Thanks very much...I'll give them a call. But just playing with it on-line, it looks like getting coverage in the US in case of emergency, costs $300 or $400 a month. Seems a bit pricey! The catastrophic insurance you guys are talking about pays for treatment in Belize?

Re: Expat health insurance suggestions? [Re: BrusselSprout] #234092
04/01/07 09:32 AM
04/01/07 09:32 AM
Joined: Jul 2005
Posts: 991
Middle Penninsula Virginia
Sun&sand Offline
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Sun&sand  Offline
Regular doctor visits and prescriptions are very affordable in Belize. Hubby had kidney stones while we were in AC last year, and total cost of medications, Dr. visits x 2, IV fluids, ect. were less than $300 US. Here at home, with ME being a nurse and doing everything except the ultrasound/Xrays, the cost for ONE visit to the ER was over $1200. So, it may cost more to carry insurance than to pay out of pocket for the occasional visit to the Dr. Something to think about.


Live so that when you arise in the A.M, Satan shudders & says..
'Oh sh t..she's awake!'
Re: Expat health insurance suggestions? [Re: Sun&sand] #234093
04/01/07 09:57 AM
04/01/07 09:57 AM
Joined: Apr 2005
Posts: 211
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scubawalk Offline
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scubawalk  Offline
S
We have been here a year and a half. I would suggest not canceling your US insurance as it may be impossible to get it back if you need it later. We went to a high deductable with Blue Cross and we get most things done in San Pedro very cheaply. Don't even report our bills back in the states.
I suggest that evacuation insurance is a must. From my personal experience with a head injury, the jet to the US was $29,750 US. The insurance that paid for it was less than $200 a year.


"Just another Day in Paradise"
Re: Expat health insurance suggestions? [Re: scubawalk] #234100
04/01/07 11:38 AM
04/01/07 11:38 AM
Joined: Dec 2006
Posts: 1,046
San Pedro
B
BrusselSprout Offline OP
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BrusselSprout  Offline OP
B
So...you have the evacuation insurance thru Blue Cross? I'm not worried about flu or broken bones (feel relatively confident about getting that fixed in Belize) but more concerned about a long term illness (cancer for example). I'm 33 and in good health now...but you never know. Looking for something that costs $1000-2000 a year that would cover something like that in the US. Possible?

Re: Expat health insurance suggestions? [Re: BrusselSprout] #234103
04/01/07 12:05 PM
04/01/07 12:05 PM
Joined: Aug 2006
Posts: 169
flip flop Offline
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flip flop  Offline
My husband and I have international health insurance because we travel so much. They will cover you anywhere in the world! Also, you must live out of the country for six months or more (or at least have the "intent") to qualify for this health insurance. It costs us only $129 a month for both of us. The company is called IMG Global. They are located in Canada - Vancouver, I think. We have used them for 4 years now and have had no complaints with their service. We do everything over the internet. I think their site is imglobal.com. Good luck. p.s. nobody in the states could come close to their rates!

Re: Expat health insurance suggestions? [Re: flip flop] #234104
04/01/07 12:30 PM
04/01/07 12:30 PM
Joined: Dec 2006
Posts: 1,046
San Pedro
B
BrusselSprout Offline OP
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BrusselSprout  Offline OP
B
IMG looks like what I need. I'll contact them tomorrow for the specifics. Thanks for your help.

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