In San Pedro (not on the beach)I'm paying $2,400BZ/year for $300,000BZ home insurance (not including personal property, just the structure). It's a concrete home. That works out to $800BZ per $100KBZ insurance. Yes, it includes hurricane coverage, But that still seems high to me. Anybody else care to share what they are paying? Can anybody recommend good companies? Preferably one they have filed a claim with?