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#252359 - 10/09/07 02:09 PM Debit Cards  
Joined: Aug 2007
Posts: 16
j&dgreen Offline
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j&dgreen  Offline
Does anyone know whether San Pedro restaurants & grocery stores will accept US debit cards? Or is it only a credit card? Please advise.

#252360 - 10/09/07 02:10 PM Re: Debit Cards [Re: j&dgreen]  
Joined: Apr 2007
Posts: 209
purdygrl Offline
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purdygrl  Offline
Hi they do not accept North American Debit cards their are banks that you can take money out of. But most restaurants and grocery stores accetp credit cards.

#252362 - 10/09/07 02:12 PM Re: Debit Cards [Re: purdygrl]  
Joined: Apr 2007
Posts: 209
purdygrl Offline
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purdygrl  Offline
Also I have lived in San Pedro for a year now and use my credit card frequently (travel award miles) I have to date never had a problem with using my cards. just in case you were worried about that.

#252367 - 10/09/07 02:47 PM Re: Debit Cards [Re: purdygrl]  
Joined: Aug 2007
Posts: 4
islandgrandma Offline
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islandgrandma  Offline
I have used my Wells Fargo debit card for over 2 years now, No Problems.

#252368 - 10/09/07 02:48 PM Re: Debit Cards [Re: islandgrandma]  
Joined: Jun 2001
Posts: 1,301
dabunk Offline
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dabunk  Offline
If your debit has a Mastercard or Visa logo, you should have no problems.

#252371 - 10/09/07 03:04 PM Re: Debit Cards [Re: dabunk]  
Joined: Mar 2004
Posts: 705
krehfish Offline
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krehfish  Offline
Just check to see if your charges will be subject to a foreign transaction fee. If so, get another card.


Flyfishing my way through mid-life crisis.
#252454 - 10/10/07 11:56 AM Re: Debit Cards [Re: dabunk]  
Joined: Aug 2007
Posts: 16
j&dgreen Offline
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j&dgreen  Offline
Thanks for the info. Schwab has an on-line High-Yield Investor Checking Account that refunds all ATM charges and charges no foreign transaction fee. It includes a VISA Platinum Check Card. There's no minimum balance, so we'll just add to the account before any foreign trip; otherwise, we;ll just leave a small amount in it at other times, although whatever money is there will earn 4% interest. Seems like a good way to say all those added fees that banks & credit card companies seem to love to tack on!

#252455 - 10/10/07 11:57 AM Re: Debit Cards [Re: krehfish]  
Joined: May 2000
Posts: 6,670
Amanda Syme Offline
Amanda Syme  Offline
I use a US debit card here - no problem. However I don't analyse the fees & conversion rate so I don't know what your effective costs are versus using good ole cash.

#252473 - 10/10/07 01:34 PM Re: Debit Cards [Re: Amanda Syme]  
Joined: Jun 2001
Posts: 1,301
dabunk Offline
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dabunk  Offline
Mine charges a percentage plus the banks are now adding fees to use their ATMs here. On average it costs me 5US for a 250US withdrawal.

#252495 - 10/10/07 03:39 PM Re: Debit Cards [Re: dabunk]  
Joined: Aug 2005
Posts: 222
GBZ39 Offline
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GBZ39  Offline
Capital One is THE credit card to use. They don't tack on the foreign exchange fee.

Bring all of the US$ you can....that gives you the best exchange rate.


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