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Debit Cards #252359
10/09/07 02:09 PM
10/09/07 02:09 PM
Joined: Aug 2007
Posts: 16
Ohio, USA
J
j&dgreen Offline OP
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j&dgreen  Offline OP
J
Does anyone know whether San Pedro restaurants & grocery stores will accept US debit cards? Or is it only a credit card? Please advise.

Re: Debit Cards [Re: j&dgreen] #252360
10/09/07 02:10 PM
10/09/07 02:10 PM
Joined: Apr 2007
Posts: 209
san pedro belize
P
purdygrl Offline
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purdygrl  Offline
P
Hi they do not accept North American Debit cards their are banks that you can take money out of. But most restaurants and grocery stores accetp credit cards.

Re: Debit Cards [Re: purdygrl] #252362
10/09/07 02:12 PM
10/09/07 02:12 PM
Joined: Apr 2007
Posts: 209
san pedro belize
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purdygrl Offline
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purdygrl  Offline
P
Also I have lived in San Pedro for a year now and use my credit card frequently (travel award miles) I have to date never had a problem with using my cards. just in case you were worried about that.

Re: Debit Cards [Re: purdygrl] #252367
10/09/07 02:47 PM
10/09/07 02:47 PM
Joined: Aug 2007
Posts: 4
California
I
islandgrandma Offline
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islandgrandma  Offline
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I have used my Wells Fargo debit card for over 2 years now, No Problems.

Re: Debit Cards [Re: islandgrandma] #252368
10/09/07 02:48 PM
10/09/07 02:48 PM
Joined: Jun 2001
Posts: 1,383
Mine Hill NJ
dabunk Offline
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dabunk  Offline
If your debit has a Mastercard or Visa logo, you should have no problems.

Re: Debit Cards [Re: dabunk] #252371
10/09/07 03:04 PM
10/09/07 03:04 PM
Joined: Mar 2004
Posts: 705
wisconsin
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krehfish Offline
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krehfish  Offline
K
Just check to see if your charges will be subject to a foreign transaction fee. If so, get another card.


Flyfishing my way through mid-life crisis.
Re: Debit Cards [Re: dabunk] #252454
10/10/07 11:56 AM
10/10/07 11:56 AM
Joined: Aug 2007
Posts: 16
Ohio, USA
J
j&dgreen Offline OP
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j&dgreen  Offline OP
J
Thanks for the info. Schwab has an on-line High-Yield Investor Checking Account that refunds all ATM charges and charges no foreign transaction fee. It includes a VISA Platinum Check Card. There's no minimum balance, so we'll just add to the account before any foreign trip; otherwise, we;ll just leave a small amount in it at other times, although whatever money is there will earn 4% interest. Seems like a good way to say all those added fees that banks & credit card companies seem to love to tack on!

Re: Debit Cards [Re: krehfish] #252455
10/10/07 11:57 AM
10/10/07 11:57 AM
Joined: May 2000
Posts: 6,798
San Pedro Town, Ambergris Caye...
Amanda Syme Offline

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Amanda Syme  Offline
I use a US debit card here - no problem. However I don't analyse the fees & conversion rate so I don't know what your effective costs are versus using good ole cash.

Re: Debit Cards [Re: Amanda Syme] #252473
10/10/07 01:34 PM
10/10/07 01:34 PM
Joined: Jun 2001
Posts: 1,383
Mine Hill NJ
dabunk Offline
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dabunk  Offline
Mine charges a percentage plus the banks are now adding fees to use their ATMs here. On average it costs me 5US for a 250US withdrawal.

Re: Debit Cards [Re: dabunk] #252495
10/10/07 03:39 PM
10/10/07 03:39 PM
Joined: Aug 2005
Posts: 222
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GBZ39 Offline
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GBZ39  Offline
G
Capital One is THE credit card to use. They don't tack on the foreign exchange fee.

Bring all of the US$ you can....that gives you the best exchange rate.


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