Good Day my friends........Thank you soooo much for your concerns and suggestions and replies. Yes, social security will take care of me during my absence from work only. Together with my employer,we do contribute to SS. Neither NHI or SS will cover the cost of the surgery. My insurance will help cover some of the expense; however, there is still much needed funds to cover. For example, prior to surgery, I have to take people to the hospital to donate blood. Water taxi and land taxi will cost $150.00 for that alone. For clarification, I only have four children plus my wife and I, makes our family of 6.