Nationwide; fuel up, food up, unemployment up, utilities up, home foreclosures up. Interest income down, housing prices down, consumer confidence down, savings down. And, we havent seen the bottom yet. You are correct in that it takes two consecutive down quarter's for an "official' recession. I have spoken to a number of respected economists over the past several months and the consensus is, we are in a recession regardless of what the Fed says. Of course, that's just my opinion.