My husband and I just got back from AC. We stayed at Ramon's Village. We were also beginning divers. Ramon's was awesome. We finished our Open Water certification with Elbert at Ramon's and had an absolutely wonderful time. They are definatly a full service dive shop. They did everything for you. I did not see Capt Morgan's resort while we were there. One thing to consider, is how close you are to San Pedro. Ramon's was a quick walk, which was nice if you wanted to walk to town for dinner, shopping, etc. No matter what, you will have a wonderful time.