I think most of you are putting too much emphasis on fraud/privacy. If someone wants your data I would worry more about online fraud, trash pickers, random unhappy employee at a random restaurant. etc. These people (companies) that I linked make thier business by serving people's private data to them. They wouldn't stay in business long if they were screwing people over left and right. That being said I will be doing serious research before I choose which one to use
Must find positive reviews of services like this before deciding.