It is totally accountable... we have spread sheets with all the #'s. which I am not publishing on this site.... we are still short, for Dan to go,,,,, we have another person, willing and able to take Derrick, @ not EXTRA ticket cost....(2nd person) tickets are booked, and if Dan can go after the fact, he will... depends on alot of stuff that is NO one elses business... I have NO extra funds.... we have extra costs from Berklee that we were not made aware of, until about a week ago... as well...extra costs, re the VISA.... back off... everything is in total order... it amazes me how many of you KNOW what the deal is, but have never even asked me, anything about it.... how could you know! As for bank accounts, it would have cost alot more, had we put all the funds into Belize banks with the exchanges and bank charges... so, it is all on spread sheet, and Derrick is BOOKED to go! This is HIS trip - NOT Dan's...Dan backed off this trip about `10 days ago, and we had to make some decisions, so it is done!