Depends on what you are looking for and how close to town you want to be. There are many homes on the Island that you can rent at a very reasonable rate and enjoy numerous ammenities. Both the North and South sides are nice, it's really a matter of road access. If you're looking for a quiet and romantic vacation then stay north. Los Encontos has nice villas and are located north. There are 4 unites to choose from and I'd pick Villa la Jolla or Villa del Sol if available. Villa la Jolla is ocean front while the other is very nice, but is ocean view. If you want easy access to town, then stay south. While the road has improved north, there is easier access on the south end. If you plan to rent a golf cart, then I'd suggest staying somewhere a bit more south so that you can fully enjoy your experience. My husband and I own now, but we've stayed at Sunset Beach in the past and they are quite nice villas. Athens Gate and Pellican Reef are also nice resorts closer to town. If you want to stay in a home verses a condo then google Casa Incommunicada, Island Cottage, or View of the Blue (those should be on
www.vrbo.com). As for your question regarding crime, you will find crime no matter where you travel. The Island is very laid back, but theft is common. Rule of thumb for travelers, if it shines then leave it at home. Also always lock up monies and valuables. Most thieves are petty, but you will be safe here. Enjoy your travels and ask away if you have more questions.