Previous Thread
Next Thread
Print Thread
#40256 - 02/23/02 02:27 PM ATMs/local currency question  
Joined: Jul 2001
Posts: 35
Gaelen Offline
Gaelen  Offline
Quick question that I thought I remembered seeing a thread on once but now can't find it...
Are there ATMs on Ambergris where I can use my U.S. card? That's usually what we prefer to do when we travel... just withdraw in local currency from the ATM.
If the answer is no, should we bring traveller's checks and cash them as we go? Or is it easier to bring U.S. cash and exchange it? I'm not worried about the loss/theft protection of traveller's checks since in that case we'll mostly use credit cards and just bring a bit of cash/checks anyway.
Thanks in advance! We're leaving soon so I"ll be sure to post my trip report when I get back!


#40257 - 02/23/02 03:43 PM Re: ATMs/local currency question  
Joined: Apr 2000
Posts: 7,055
Chloe Offline
Chloe  Offline
I say just bring US cash, and your credit cards. Most place will accept your credit card. Don't worry about your walking around US dollars, all places will accept the US cash, and give you Belize dollars in change. Actually most hotels will exchange your US to BZ for you. Much easier to pay in Belize dollars, instead of thinking divide by 2 or pay in full, up and down the street buying drinking and eating.
Try as hard as you may, to get rid of all the BZ dollars before leaving, you just can't do it. It is odd but you will find a few BZ dollars always follow you home, to remind you to come back. So I put them in my passport, for the next trip.

Dare To Deviate
#40258 - 02/23/02 04:30 PM Re: ATMs/local currency question  
Joined: Jan 2002
Posts: 26
ACfan Offline
ACfan  Offline
Traveler's checks work great for security, etc, but, I recommend exchanging them for US dollars at "Milo's" at the north end of Barrier Reef Drive (Front Street).

When we were on AC last year, we'd get about 210BZ for 100US at Milo's. At banks, you'll pay a transaction fee and resorts or stores usually give 2BZ for 1US.

Don't count on ATMs. I don't think there were any on AC and the ATMs in Belize City didn't accept US cards.

Before tossing your credit card on the counter, you may want to ask if the merchant adds a transaction fee. Although Visa and MasterCard merchant agreements prohibit the practice, some merchants add 3-5% onto the bill if you use a credit card.

Have a great time - AC is wonderful place

#40259 - 02/23/02 07:24 PM Re: ATMs/local currency question  
Joined: Apr 2000
Posts: 7,055
Chloe Offline
Chloe  Offline
Mastercard.......for $3600.BZ or $1834.05US + a tran.fee of $36.68US was charged as $1870.73US to my card. OMG, looking at my hotel bill on checkout it was $1533.54US, but when it got to my charge card it was billed at $1834.05US +. Glad you brought this up, won't happen again. Sorry I rambled here, but seems I best check out this charge.

Dare To Deviate
#40260 - 02/23/02 08:43 PM Re: ATMs/local currency question  
Joined: Jan 2002
Posts: 6
ladyquixote Offline
ladyquixote  Offline
We'll be going to Ambergris Caye for our first visit next Sunday--finally!! Had to cancel the trip last year. This board has been so helpful in giving us a picture of what to expect and to look forward too--along of course, all the other research we've had a year to bone up on. Anyway, notified our NextCard visa about our pending trip and asked if we would be charged a transaction fee. Here's what they had to say: "Visa International charges 1% and NextCard charges 2% with a minimum of $3 charged for each transaction made overseas." We'll be bringing cash! Hope this helps.

#40261 - 02/23/02 10:12 PM Re: ATMs/local currency question  
Joined: Jun 2000
Posts: 1,157
silkpainter Offline
silkpainter  Offline
You don't need to exchange U.S. for Belize dollars at the bank anymore, ALL businesses take U.S. dollars. Don't count on being able to use your ATM card, unless you go to Belize City and your card has a VISA logo on it then, MAYBE it will work. For cash advances on credit cards I believe Barclay's Bank is the best source. I don't think they charge service fees, but Atlantic and Belize Bank do. I've met many tourists that came to Belize and expected to be able to use their ATM cards and were unprepared for the reality of vacationing with no access to money. Traveler's Checks are accepted everywhere with a passport. One not about TC, if you go to a bank and want to cash more than $400 U.S. in TC, you will need to show them your original papers/book that you got from the bank - the one they tell you not to keep with your TC, the proof of purchase.

#40262 - 02/23/02 11:33 PM Re: ATMs/local currency question  
Joined: Jul 2001
Posts: 35
Gaelen Offline
Gaelen  Offline
Wow, thanks for the tip ladyquixote... we put most of our charges on a NextCard because it gets "miles," so I called NextCard to ask them if that ridiculously high fee could possibly be correct. They said yes -- and we have a platinum card!
Sounds like we'll stick to cash and our *other* credit cards. Thanks for the info everybody!


#40263 - 02/23/02 11:57 PM Re: ATMs/local currency question  
Joined: Jan 2002
Posts: 6
ladyquixote Offline
ladyquixote  Offline
Glad to help! Our thanks to the board for the priceless information we've gathered here. Have spent the last hour strolling through the Ambergris Caye photo album at this web site. We're more than ready to ditch the cold and snow for beach, ocean, and Belizean just 7 more days!!

#40264 - 02/24/02 01:16 AM Re: ATMs/local currency question  
Joined: Apr 2000
Posts: 7,055
Chloe Offline
Chloe  Offline
Gaelen and Lady, quick question how are you paying for your hotel/resort room?

Dare To Deviate
#40265 - 03/01/02 08:47 PM Re: ATMs/local currency question  
Joined: Jul 2001
Posts: 35
Gaelen Offline
Gaelen  Offline
I paid with a credit card, we're staying a week at Banana Beach and didn't want to bring that much cash along.


Portofino Resort- Now with a new BEACH BAR!!

Click for excellent scuba lessons with Elbert Greer!

Things to do

Daily News
Daily Weather

Classified Ads
San Pedro Sun
Ambergris Today
SP Town Council
Channel 7
Channel 5
Love FM
The Reporter
TV Newscasts
Radio Stations

Click for our
Search thousands of Belizean-only websites

Event Guides
Event Calendar
Specials & Events
Things to Do
iTravel Belize
Paradise Theater
Paradise Guy Event Calendar

San Pedro Scoop!
Tia Chocolate
My Beautiful Belize
I-Travel Belize
Belize Adventure
Belize Hub
Romantic Travel
Bound for Belize
Conch Creative
As The Coconuts Drop
More Blogs...
Search thousands of Belizean-only websites
Chaa Creek is an award-winning luxury Belize Resort, rated as one of the worlds best Eco Lodges. We are a pioneer in adventure travel to Belize since 1981!
White Sands Dive Shop - 5 Star PADI Dive Facility - Daily diving, SCUBA instruction and Snorkeling
Caribbean Inspired All Natural Condiments & Spice Blends, Over 100 are Gluten Free!
We manage a variety of homes, apartments, condos and commercial properties here on Ambergris Caye. Our minimum lease on ALL properties is six months.
Conch Shell Inn: All rooms are right on the beach in the heart of San Pedro, so within walking distance to anything and everything!!
Lil Alphonse has snorkel equipment to fit anyone as well as Marine Park Tickets and flotation devices to assist those not as experienced.
Coastal Xpress offers a daily scheduled ferry run to most resorts, restaurants and private piers on the island of Anbergris Caye. We also offer  private and charter water taxi service.
1 2 3 4
5 6 7 8 9 10 11
12 13 14 15 16 17 18
19 20 21 22 23 24 25
26 27 28 29 30
Cayo Espanto
Click for Cayo Espanto, and have your own private island
More Links
Click for exciting and adventurous tours of Belize with Katie Valk!
Mini Chat
Who's Online Now
0 registered members (), 230 guests, and 5 spiders.
Key: Admin, Global Mod, Mod
Forum Statistics
Most Online1,262
Jun 10th, 2007 HELP! Visitor Center Goods & Services San Pedro Town Message Board Lodging Diving Fishing Things to Do History Maps Phonebook Belize Business Directory Picture of the Day

The opinions and views expressed on this board are the subjective opinions of Ambergris Caye Message Board members
and not of the Ambergris Caye Message Board its affiliates, or its employees.

Powered by UBB.threads™ PHP Forum Software 7.6.0