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#427919 - 01/15/12 06:59 PM Health Insurance  
Joined: Jan 2012
Posts: 1
KGraf Offline
.
KGraf  Offline
Hello all,

If this has already been discussed at length on this forum please provide the proper link; I couldn't find anything short of looking through the 86 pages of posts.

My questions are:

1. What companies are the best providers?
2. What do they charge per month and what is covered in each amount you can pay per month?
3. Any other recommendations regarding health insurance?

Thanks in advance!


-KGraf
#428124 - 01/17/12 10:21 AM Re: Health Insurance [Re: KGraf]  
Joined: Mar 2003
Posts: 2,142
Phil Offline
.
Phil  Offline
Perhaps there are 86 pages as it is often discussed?

#428126 - 01/17/12 10:35 AM Re: Health Insurance [Re: KGraf]  
Joined: Oct 2001
Posts: 5,613
Diane Campbell Offline
.
Diane Campbell  Offline
Originally Posted by KGraf
Hello all,

If this has already been discussed at length on this forum please provide the proper link; I couldn't find anything short of looking through the 86 pages of posts.

My questions are:

1. What companies are the best providers?
2. What do they charge per month and what is covered in each amount you can pay per month?
3. Any other recommendations regarding health insurance?

Thanks in advance!



Question #1 - IMHO, BUPA is the "best" for ex-pat coverage. It is designed for Ex-pats with coverage both inside the country of residence and in the US and other nearby countries.

To answer question #2 you may wish to access the website for BUPA and read the policy coverage offerings. Costs vary greatly by age. You can choose a variety of deductibles. It also offers a good air-ambulance provision.

Question #3 - BUPA has regional offices in Miami and has a bi-lingual staff.



#428186 - 01/17/12 07:12 PM Re: Health Insurance [Re: KGraf]  
Joined: Jul 2010
Posts: 118
gecko_girl Offline
.
gecko_girl  Offline
1. We use RF&G here in Belize - they have a worldwide coverage plan or if you want a cheaper option they also have a Guatemala/Belize/Mexico plan.

2. As with BUPA and everyone else, prices vary by age, sex and medical history. For a 49 year old female, non-smoker in good health I can tell you it is about $2500bz/year for the worldwide plan. Slightly less for men.

3. It does not cover dental but includes life insurance in case of accidental death.


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#428217 - 01/17/12 11:13 PM Re: Health Insurance [Re: gecko_girl]  
Joined: Feb 2008
Posts: 96
PSSunshinegal Offline
.
PSSunshinegal  Offline
Originally Posted by gecko_girl
1.
2. As with BUPA and everyone else, prices vary by age, sex and medical history. For a 49 year old female, non-smoker in good health I can tell you it is about $2500bz/year for the worldwide plan. Slightly less for men.


Gecko, I checked out BUPA today and it was over 20,000 US for me a 59 year old woman. So I just ran a quote for 49 year old nonsmoker and it was 5259 US, which is way above the 2500Bz you quoted. Does it get a lot cheaper if you get your bid from a BUPA broker in Belize?

#428275 - 01/18/12 10:45 AM Re: Health Insurance [Re: KGraf]  
Joined: Oct 2003
Posts: 2,311
Katie Valk Offline
Katie Valk  Offline
justine.roe@insyncre.com for BUPA via RFG


Belize based travel specialist
www.belize-trips.com
info@belize-trips.com
#428301 - 01/18/12 12:56 PM Re: Health Insurance [Re: PSSunshinegal]  
Joined: Oct 2001
Posts: 5,613
Diane Campbell Offline
.
Diane Campbell  Offline
Originally Posted by PSSunshinegal
Originally Posted by gecko_girl
1.
2. As with BUPA and everyone else, prices vary by age, sex and medical history. For a 49 year old female, non-smoker in good health I can tell you it is about $2500bz/year for the worldwide plan. Slightly less for men.


Gecko, I checked out BUPA today and it was over 20,000 US for me a 59 year old woman. So I just ran a quote for 49 year old nonsmoker and it was 5259 US, which is way above the 2500Bz you quoted. Does it get a lot cheaper if you get your bid from a BUPA broker in Belize?



Take a look at the various deductibles - the numbers you are getting look super-high compared to my own experience .... or could be that you're being charged substantially more as a smoker?

The quote for $20,000 --- we've never paid even half that for two non-smoking people considerably older than your good self.

#428311 - 01/18/12 01:52 PM Re: Health Insurance [Re: Diane Campbell]  
Joined: Feb 2008
Posts: 96
PSSunshinegal Offline
.
PSSunshinegal  Offline
Okay, got several other quotes that were much less. The 20,000 US was on the BUPA site and there were no qualifiers except for age, so the smoking and health didn't come into play. Thanks for the advice.


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