Previous Thread
Next Thread
Print Thread
Page 1 of 2 1 2
Maintenance fee vs. no title! #446230
09/09/12 08:53 PM
09/09/12 08:53 PM
Joined: Oct 2011
Posts: 17
carrottop642 Offline OP
carrottop642  Offline OP
We just had a friend visiting us and they're looking to buy a condo north of the bridge. They fell in love with Belize A/C and want to move here in the fall. A local said they can purchase the condo they were looking at and until they receive title they do not have to pay maintenance fees per BZ Law.

Does anybody know or can someone tell us if this is true? Is there any statute or law stating this.

Re: Maintenance fee vs. no title! [Re: carrottop642] #446246
09/09/12 10:04 PM
09/09/12 10:04 PM
Joined: May 2000
Posts: 6,934
San Pedro Town, Ambergris Caye...
Amanda Syme Offline

Amanda Syme  Offline
Nah, that is totally bogus.

That is not a law.

Re: Maintenance fee vs. no title! [Re: Amanda Syme] #446312
09/10/12 04:57 PM
09/10/12 04:57 PM
Joined: Jan 2008
Posts: 609
San Pedro
Tim Callanan Offline
Tim Callanan  Offline
Sounds like a mess ,run like hell !

Re: Maintenance fee vs. no title! [Re: carrottop642] #446313
09/10/12 05:30 PM
09/10/12 05:30 PM
Joined: May 2011
Posts: 1,520
PACWest, SACSouth
Bear Offline
Bear  Offline
Wait....what condo north of the bridge?...apprehensive minds are curious.

Re: Maintenance fee vs. no title! [Re: carrottop642] #446317
09/10/12 05:35 PM
09/10/12 05:35 PM
Joined: Apr 2000
Posts: 3,054
Asheville, NC USA
Lan Sluder/Belize First Offline
Lan Sluder/Belize First  Offline
That may not be the law in Belize (assume Amanda Syme as a real estate agent would know), and maybe we're picking nits here about when you receive title documents versus when you take ownership, but it is the rule in the U.S. and most of the rest of the world, that you are not officially an owner until you get legal title (typically at closing) and therefore do not pay maintenance fees, common charges and assessments, real estate property taxes or for that matter mortgage payments until after you have legal title.

Re: Maintenance fee vs. no title! [Re: carrottop642] #446330
09/10/12 08:56 PM
09/10/12 08:56 PM
Joined: Mar 2012
Posts: 168
BZ4me Offline
BZ4me  Offline
We just bought a condo on the North end and as we was explained to us about fees if the title isn't clear goes like this. The total figure will be assist when the title is clear and therefore due when title is handed over. If it's in the same condo as I bought that is how all of the titles are going to be brought up to date with outstanding HOC fees.

Re: Maintenance fee vs. no title! [Re: carrottop642] #446332
09/10/12 09:05 PM
09/10/12 09:05 PM
Joined: May 2000
Posts: 6,934
San Pedro Town, Ambergris Caye...
Amanda Syme Offline

Amanda Syme  Offline
Most condos won't assess maintenance fees on the units until POSSESSION. Whether or not you have title, if you are living or using your unit, the grounds, the pool etc then typically maintenance fees are levied. If you are granted possession of the unit, even if you don't use it you are levied fees. If your unit is under construction and you don't have possession you probably won't have maintenance fees.

Re: Maintenance fee vs. no title! [Re: carrottop642] #446333
09/10/12 09:11 PM
09/10/12 09:11 PM
Joined: Sep 2008
Posts: 71
Go South Offline
Go South  Offline
Mmm, let me guess, condos on the west side of the road going north.

Re: Maintenance fee vs. no title! [Re: carrottop642] #446339
09/11/12 01:34 AM
09/11/12 01:34 AM
Joined: Nov 2000
Posts: 5,545
Birdland - 1 mile north
ScubaLdy Offline
ScubaLdy  Offline
Perhaps they are buying from a current owner not the developer and the owner offers to pay the fees until they can provide a clear title.

Take only pictures leave only bubbles
Re: Maintenance fee vs. no title! [Re: carrottop642] #446350
09/11/12 07:32 AM
09/11/12 07:32 AM
Joined: Oct 2001
Posts: 6,188
San Pedro AC Belize
Diane Campbell Offline
Diane Campbell  Offline
Another scenario that may be helpful ----

Strata Title is issued after the project is sufficiently complete that the buildings themselves can be surveyed and a survey/legal description can be made for each unit. In many cases a portion of the development is completed and occupied long before the Strata survey can be done. In such a case the occupant has possession, but not "title" since the "Strata" title is not yet on file, and therefore cannot be turned over. The buyer is protected by an agreement for sale that typically states that Strata will be completed as soon as feasible.

Until there is a Strata plan in place, there can be no "official" (registered) Homeowner's Association, and therefore no "official" HOA fees (because there is no HOA). This does not preclude the development team from charging a fair-share of grounds-operations costs to the occupants.

If you buy very early in the development, perhaps the developer takes on all costs for keeping up the grounds for a time due to the mess of construction, and the fact that it's hard to tell what is "residential upkeep" and what is mostly attributable to sales and construction.
Later as the project comes closer to completion, there may be significant portions of the grounds that are truly done - a pool and gardens perhaps. There may be a water-maker supplying units with potable water, a cable tv subscription or wi-fi .... etc --- it is not uncommon for a fair-share of costs to be assessed to the unit occupants for the services they are receiving. This is technically not a HOA fee, but it serves a similar purpose.

Until there is a strata title, there is only a property-tax bill on the land that sits under the project. It is common for the buyers of a condo unit to pay a fair-share of that tax bill, pro-rated from the date of possession/closing. After the issuance of a separate Strata title, the owner of record will then be responsible for only the taxes on their particular unit. In most cases the strata tax bill will be considerably higher than the one on land-only that preceded Strata.


It can be confusing to compare Belize Strata title with the US condo legislations. In fact, condo law varies a lot from state to state, and a Californian buying in New York may face a learning curve similar to a Texan buying in Belize.

Read the purchase agreement, read the CC & Rs - in Belize these documents tend to be written in language that a layman can easily understand. Most of the questions/answers you have about the condo you buy will be outlined and addressed in these documents.

Page 1 of 2 1 2

Portofino Resort- Now with a new BEACH BAR!!
Click for excellent scuba lessons with Elbert Greer!
Chaa Creek is an award-winning luxury Belize Resort, rated as one of the worlds best Eco Lodges. We are a pioneer in adventure travel to Belize since 1981!
Maruba Beach Klub and Spa is the premiere Secret Beach spa and restaurant located on the crystal blue waters of the Caribbean Sea at the center of Secret Beach, Belize
First Class Accommodations for the Budget Traveler
First Class Accommodations for the Budget Traveler

Things to do

Daily News
Daily Weather

Classified Ads
San Pedro Sun
Ambergris Today
SP Town Council
Channel 7
Channel 5
Love FM
The Reporter
TV Newscasts
Radio Stations

Click for our
Search thousands of Belizean-only websites

Event Guides
Event Calendar
Specials & Events
Things to Do
iTravel Belize
Paradise Theater
San Pedro Fun Finder
Paradise Guy Event Calendar
Cayo Event Calendar

San Pedro Scoop!
Tia Chocolate
My Beautiful Belize
I-Travel Belize
Belize Adventure
Belize Hub
Romantic Travel
Belize Happy Adventures
Conch Creative
Caribbean Culture & Lifestyle
More Blogs...
Search thousands of Belizean-only websites
White Sands Dive Shop - 5 Star PADI Dive Facility - Daily diving, SCUBA instruction and Snorkeling
Caribbean Inspired All Natural Condiments & Spice Blends, Over 100 are Gluten Free!
We manage a variety of homes, apartments, condos and commercial properties here on Ambergris Caye. Our minimum lease on ALL properties is six months.
Click for Ian Anderson's Caves Branch, Welcome to a World of Adventure
Lil Alphonse has snorkel equipment to fit anyone as well as Marine Park Tickets and flotation devices to assist those not as experienced.
Coastal Xpress offers a daily scheduled ferry run to most resorts, restaurants and private piers on the island of Anbergris Caye. We also offer  private and charter water taxi service.
1 2 3 4 5 6 7
8 9 10 11 12 13 14
15 16 17 18 19 20 21
22 23 24 25 26 27 28
29 30
Cayo Espanto
Click for Cayo Espanto, and have your own private island
More Links
Click for exciting and adventurous tours of Belize with Katie Valk!
ShoutChat Box
Who's Online Now
1 registered members (bobcat bill), 161 guests, and 0 spiders.
Key: Admin, Global Mod, Mod
Forum Statistics
Most Online2,982
Jan 29th, 2019 HELP! Visitor Center Goods & Services San Pedro Town Message Board Lodging Diving Fishing Things to Do History Maps Phonebook Belize Business Directory Picture of the Day

The opinions and views expressed on this board are the subjective opinions of Ambergris Caye Message Board members
and not of the Ambergris Caye Message Board its affiliates, or its employees.

Powered by UBB.threads™ PHP Forum Software 7.7.1