Will -- Or you can swim in a pool!
Have you looked around on the "Lodging" section of this website? That might help you. Do a search (upper right hand corner) on this bulletin board for any specific lodging if you want feedback. Captain Morgan's location is secluded, but it *is* a resort -- may be lots of other people there. They have a pretty nice beach area, but the ocean there is the same ocean as others on AC. The way I see it, one of the things that makes AC so awesome is the reef. And the reef is the reason AC doesn't have beaches like cancun. The marine life on the reef needs that sea grass to spawn and grow the baby marine life. Also, no big rolling waves because of the reef. Inside the reef is more like a lake than an ocean.
Don't worry about asking "one last question". Ask all you like. You will get more helpful responses if you are specific about your needs/wants.