Thanks for all responses. The reason i wrote to this forum to get REAL people's experience. The otherwise i have Real Estate and Closing Agencies working with me.
Forums are not advertising service for land sharks, real estate guys, bankers or closing agencies, basicly not for business professionals.
So ScubaLdy, don`t worry i ignored already all this kind of infos. : )
Depends all the other answers IBC looks like only waste of money and confuse all the transaction.
Since i am not try to make money laundry or some monkey business
maybe i should avoid it.
Again thanks for the previous and upcoming answers