You are S.O.L. For years in Belize I was a small business and private Moneylender in Cayo at the rate of 2%-4% PER MONTH on the unpaid balance, which equated to an average yearly rate of 32%-33%. I only lent money to people who were either tapped out at the bank or whose cash businesses wouldn't support bank credit.
If you don't qualify at the Belize banks for credit, don't have rich friends or relatives, can't get a personal loan overseas, and are unwilling to max out you credit cards for cash, then you're basically screwed unless you want to pay someone like I used to be, and thats a lotta interest!