Urged and inspired by some of you, I've overcome my lack of technical expertise and succeeded in creating a photo album link:
http://fredasphotos1.shutterfly.com/action/ Thanks to all, especially travelqueen and klcman, for encouraging me to do this. I'd be embarrassed to tell you how many wrong moves I made, and levels of frustration a few times (my computer was in danger of being tossed into the trash), but we got there, and I'm pleased to have broken through this barrier.