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#8641 - 10/07/00 02:21 PM insurance issues  
Joined: Sep 2000
Posts: 713
susangg Offline
susangg  Offline
I have some practical concerns and questions about insurance:

1. What kind of reserves and re-insurance does Regent (and any other insurers who insure property in Belize) have? Given that there is a lot more nationwide damage than originally believed (due to the recent flooding) as well as huge losses to the Cayes, are individual property owners at risk that there will simply be insufficient reserves to cover the losses? Is there a danger that these insurers may file bankruptcy? Should we be concerned about a race-to-file re insurance claims?

2. What is the best way for those of us who may or may not have damage in excess of our deductibles to proceed, given that we may not actually know the damage (since we are not there to see it) and haven't been able to touch base with anyone who does? Should we attempt to file incomplete-info claims by simply faxing Regent (or whoever we are insured by) and advising them of our policy number, that we have an known amount of damage caused by Keith, and would like to start the claims process? (I checked my policy and it does not have instructions on filing claim forms...)

3. CLAIM FORMS: Do these companies require specific claim forms? Does anyone have a generic copy of such a form for Regent or the other insurers? If so, it would be great to ask Marty to post it onto the net as an image so that it can be downloaded. Most of us can open TIFF and PDF files. Also, if you send me a TIFF file, I can also scan it onto PDF (I have the full PDF program) and send to Marty for posting as a PDF file which everybody who has a web browser should be able to open (Adobe offers the PDF reader as a free download).

no problem there. i'll post whatever we need if you can get em to me.

[This message has been edited by Marty (edited 10-07-2000).]

Susan Guberman-Garcia, Attorney at Law. Phone: 510-792-2639
Fax/Voicemail:: 510-405-2016 Email:
#8642 - 10/07/00 02:41 PM Re: insurance issues  

I am trying to locate the FAX # for Regent Insurance Co. LTD in Bz City, but no success yet. Nothing on my policy gives a phone # or FAX # for them.
If I get the # I figured I'd just notify them that we heard our home is still standing but did sustain some damage, but no real specifics currently known. Also giving location and description of home and policy #, and info to contact us, and asking that an adjuster please look at the damage when possible.
If I get any info as to fax or phone #, I'll post it. In the meantime I guess I'll send a letter to them detailing the above, via snail mail.

#8643 - 10/07/00 03:09 PM Re: insurance issues  
Joined: Sep 2000
Posts: 914
ckocian Offline
ckocian  Offline
Regent's email addy is We've always gotten replies to our email questions under normal circumstances.

#8644 - 10/07/00 03:40 PM Re: insurance issues  
Joined: Aug 2000
Posts: 139
kcbc Offline
kcbc  Offline
I am showing Regents Ins. co, FAx number of 72022. Channel Five reported that 10 adjusters were on the first flight out of Miami to start handling claims. Check their news report for Friday the 6th of October.

#8645 - 10/07/00 03:51 PM Re: insurance issues  

I was replying to post the Regent Ins. Co. FAX #, but I see someone beat me to it!!That's great; thanks much! Anyway, were able to get the FAX # for regent at
Our long distance co was WORTHLESS and could provide no help at all.
Regent Fax is 2-72022 and the fax I sent seemed to go through ok.
The full # I used to to dial it was:


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