Kooma: I have stayed at the Exotic Caye Beach Resort the last two times and am again staying there in January. It fits my style. A few things, it does have a pool, the beach is nice but not the greatest for swimming. It does have alot of sea grass. The beach at Ramons and Banyan Bay are probably the nicest beaches for swimming. However, Exotic Caye does have a restaurant on site (Monkey Bites) for those times when you want a quick snack; Crazy Canucks (beach bar) is on site with the two best bartenders on the island (IMHO); new dive shop just went in (Ocean Adventures); about a 10 minute walk into town; Pepperonis is right across the street with the best pizza; the supermarket is about a 5 minute walk; and Don and Carol the managers are awesome and can coordinate any kind of activity you want. The condos are nice and for your price you can get one of the nicer ones.
I can send you pictures if you'd like. Email me at [email protected]
and I'll be glad to share more with you.