How much do items cost in the stores? How much are utility services?


Belize doesn’t have a cost of living. It has several costs of living.
The traditional view is that Belize is the most expensive country
in Central America, yet one of the least expensive in the
Caribbean. While there’s truth to that, it really doesn’t take into
account that the actual cost of living in Belize can vary from
almost nothing to very high.

You can live in a luxury four-bedroom house, with air conditioning,
telephones and faxes, a dishwasher, microwave and cable
TV, U.S. food in your pantry and imported vodka in your glass,
and you can spend thousands a month. Or you can live in a
small Belizean-style house with no phone or internet, eat beans
and rice and rice and beans, and drink local rum for US$300 a
month or less. Most expats in Belize choose somewhere in

Some condos in Belize go for more than US$400,000, but I
know one happy Belize resident who built and equipped his
small house, using his own labor, with thatch from nature and
timbers from a lagoon, for US$4,000, and that includes furniture
and kitchen equipment.

After all, per capita income in Belize is a fraction of that in the
U.S. A weekly wage of US$125 to $150 for six days of work is
considered pretty good. (But there are tour guides in San Pedro
and Caye Caulker who make US$3,000 to $4,000 a month, so
you can’t generalize.) Tens of thousands of Belizeans live, and
in many cases live comfortably, on a few thousand dollars a
year. You can live like a Belizean, too. Or you can compromise,
forsaking those high-cost icons of civilization such as 90,000
BTU air conditioners, while keeping the family car, boat or other
toys that you enjoy. Live partly on the Belizean style, partly in
the U.S. style, and enjoy the benefits of both, and you’ll get
more, perhaps for less.

One American expat, who returned to Colorado after living in
Belize for five years, said he was surprised at how the cost of
living in the U.S. had increased since he left. “Compared to
Colorado Springs, ANYTHING in Belize is cheap. And I can’t
wait to get back — I just don’t have enough money to live here
in anything but poverty!”

Price Sampler

Here’s a sampler of costs for common items in Belize, as of
2006. All prices are shown here in U.S. dollars. As in other
countries, prices for many items vary depending on where and
when you buy them. Remember, many of these are island
prices and costs may be lower on the mainland.


Gallon of unleaded gas: $5.50
Gallon of diesel fuel: $3.75
Bus fare from Belize City to Punta Gorda: $11 express
Bus fare from Chetumal to Belize City: $6 regular
Water taxi from Belize City to San Pedro, Ambergris Caye: $15
One-way airfare from Belize City municipal airport to Punta Gorda: $88
One-way airfare from Belize City municipal to San Pedro: US$30
One-way airfare from Belize international to San Pedro: $54
17-ft. Whaler boat with Yamaha 150, used: $12,500
2006 Isuzu or Toyota 2.5L diesel crew-cab compact pickup, new: $22,000 (plus taxes)
Taxi fare within Belize City: $3.50-$5


1 kilowatt hour electricity is 26 cents Belize or US$ 13 cents
“Current” (electrical service) for 1000 KW monthly: $130
Installation of residential telephone: $50 plus $100 deposit
($500 if you are not a Belizean citizen or permanent resident)
Monthly charge for residential telephone: $5
10-minute call from San Pedro to Belize City: $1
10-minute daytime call to U.S.: $8
DSL Internet access: $50 to $200 a month
igital cellular service: $25 a month with 50 daytime and 100
off peak minutes, 12 1/2 to 25 cents a minute after that
Water and sewer service: $10-$30+ (varies by area)
Butane, 100-pound tank, delivered: $40 (varies by area)
Bottled Water, delivered: US$ 2.20 per 5 gallon jug
“Dirt” (trash) pick-up: Free to $10 a month (varies by area)
Cable TV: $20


64K up
128K down
$100 monthly
$200 install

128K up
256K down
$179 monthly
$200 install

256K up
512K down
$300 monthly
$200 install

512K up
1mb down
$500 monthly
$200 install

Staples in Grocery Stores

Potatoes: $0.75 per pound
Red beans: $0.65 per pound
Coffee (Belizean, Gallon Jug): $6.50 per pound
Milk: $2.25 1/2 gallon
Ground steak (lean ground beef): $2.25 per pound
Pork chops: $2.50 per pound
Chicken: $1 per pound
Loaf of white bread: $0.65 (whole wheat $2.50-$2.75)
Corn tortillas, freshly made: $0.02 each
Bananas: 10 for $1
Avocados (called pears in Belize):$1.25 -1.50 per piece
Flour, bulk, 1 lb.: $0.35
Onions: $0.75 per pound
Soft drink, Coca Cola, 12 oz.: $0.60 - 0.75 each
Local rum, liter: $9 - 14
Sugar: $0.35 per pound
Crackers (Premium Saltines): $3.32
Cigarettes, Independence local brand: $3 a pack
Cigarettes, Winston: $6 a pack
Canned soup (Campbell’s Chicken Noodle): $1.50
Cereal (Raisin Bran): $5
Cooking oil (1-2-3 brand from Mexico), $ 2.45 per liter and $ 2.35 for 1/2 liter

Household Items

Mennonite-made wood dining table: $125
Music CD (pirated): $5
Whirlpool 12,000 BTU air-conditioner: $700
Panasonic 1350 watt microwave: $165
Mabe (Mexican) frost-free 16 cubic foot refrigerator: $675
Small home appliances at Mirab, Courts, Brodies or other
stores: about 25% to 50% more than prices in the U.S., and
quality may not be as good


Fish and beans and rice at local restaurant, Hopkins: $4
Chicken, rice and beans at low restaurant, San Pedro; $6-8
Fish, French fries and cole slaw dinner, San Pedro: $11
Rice and beans at Reef restaurant, San Pedro (lunch): $3
Rice and beans usually comes with chicken in a restaurant San Pedro: $ 6 - 8
Lobster dinner at nice restaurant, Belize City: $25
Movie theater ticket, Princess, Belize City: $8.50
Rum drink at bar, Placencia: $3

Shelter Costs

Rent for simple two-bedroom house in Corozal: $200 to $450
Rent for two-bedroom apartment in San Pedro: $450 to $1,900
Cost to build a reinforced concrete home: $35 to $85 a sq. ft.
Small concrete house and lot in Belmopan or Cayo starts at $ 35,000
Modern three-bedroom house and beachview lot in Consejo
Shores: $135,000—$175,000
Two-bedroom condo on Ambergris Caye: $150,000 to $650,000

Medical Care

Office visit, private physician: $25
Teeth cleaning, private dentist: $35
Root canal and crown, private dentist: $250 - $450

Building Supplies

50# bag of cement: $7.50 to 8.50
“Prefab” Mennonite House, 1,100 sq. ft, set up on your lot, $16,000

Family Budgets on the Islands

As noted, the cost of living varies greatly in Belize, depending
on your lifestyle, preferences and place of residence. Here are
several different budgets.

Monthly Budget (in U.S. Dollars) for Affluent Couple in
San Pedro

This budget reflects the cost of living for a 45-year-old affluent
expat who rent a two-bedroom condo on Ambergris Caye.
Assumption: The couple owns a golf cart, owns a small boat
and spends freely for entertainment and personal expenses.
They have major medical insurance with an international firm. It
also assumes the couple has income from outside Belize that is
not taxed in Belize.

Rent $1,250
Electricity (1500 KW) 315
Telephone (including long distance) 150
Water 100
Bottled water 80
Butane 50
Groceries 400
DSL internet 100
Entertainment and dining out 550
Cable TV 20
Golf cart maintenance, gas and upkeep 75
Boat expenses 200
Health insurance 300
Out-of-pocket medical/dental care 150
Flights to Belize City (twice monthly) 240
Other travel expenses 200
Clothing 100
Household help (part-time) 250
Other personal expenses 200
Total US$4,730

Monthly Budget (in U.S. Dollars) for Middle-Class Couple
on Caye Caulker

This budget reflects the cost of living for a 55-year-old expat
couple who own their own small house on Caye Caulker. It
assumes that the couple has paid for their US$150,000 house
and therefore do not have a house payment. Also assumed:
they have a couple of bicycles and they choose to purchase
health insurance from an international insurer, and that the couple
has income from outside Belize that is not taxed in Belize.

Electricity (750KW a month) US$158
Telephone (including long distance) 100
Butane 35
Groceries 250
Cable TV 20
Internet 50
Entertainment and dining out 200
Property tax 25
Health insurance 300
Water taxis to Belize City 60
Out-of-pocket medical expenses 150
Home insurance (at 1.5% of value) 185
Clothing 75
Other personal expenses 100
Household help/care taker
(limited part-time) 100
Other 95
Total US$1,903

data courtesy of Lan Sluder of

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