My paperwork states that also, I paid the 50% on my credit card. I'm supposed to pay Reef the other 50% in payments. It states that very clear, but I have received nothing from II. I have been waiting for JD to answer me about that, but haven't heard anything yet. He did say that he would book a getaway for us, but that it would be through Reef, not II. So that says to me that we are not in II system, in fact, I called II and we aren't.