I use BUPA as well, i think it's incredibly important to carry major medical insurance. Like Judyann, i also have a USA exclusion, but i dont want my father to have to sell his house if i'm stricken with some very expensive disease... People that love you will do what they have to to keep you alive, even if you dont want them to...and i dont want that burden/guilt/responsibility. I pay the $2000+ usd a year.
However, I will get a quote from IMG next year...they seem cheaper for sure.
I had used Amadex 7 years ago and switched to BUPA...