Before booking with someone do some research yourself - you have plenty of time. Start by looking at the lodging section on this site - there are plenty of options.
I've been 4 times in the past 2 years. 1st time Banana Beach, 2nd The Cloisters, 3rd Exotic Caye the 4th Mainland - Riverside Villa @ Five Sisters Lodge & on AC Victoria House.
I'm so glad we did the mainland on our last trip - we had no idea what we were missing out on - but San Pedro is so much fun and we have made many friends there.
I loved Banana Beach - great staff, rooms (kitchen), on site tour office(Monkey Business) and restuarant. Small but beautiful beach, 2 pools. Very recommended on this board.
The Cloisters is north of the cut. Nice condo with kitchen - a/c only in bedroom - no pool or restuarant - but neat places close by.
Exotic Caye - Nice beach, stayed in small but nice unit - but we weren't there much. Krazy Kanooks Bar on property - what a hoot! Above ground pool, small restuarant on site - closer to town so you have many options within walking distance.
Victoria House has a very nice property, is the most pricey of all the places we stayed and the fartherest south. I was not impressed with the Casita - found it small and hot. Perhaps a regular room would have been better (but honestly after Riverside Villa anything would have been a let down). I would have liked to have spent more time just relaxing by their pool - it was very nice. Staff was nice. Complementary bikes.
Your budget may or may not work depending on how much you eat out and where, how much you drink and how much you play. But you are going during the slow season. Banana Beach offers some really good deals that time of year.
Wow! did I just write all of that
AmbergrisCaye.com 
