Actually I live 3.75 miles south of town and until recently I have been boating to town daily for the past 8 years. Also frequently come in to town for diner etc. In rain, cold, sun, fog, heavy winds etc. Even on a bad day it was better then what I am doing now which is taking the golf cart. Of course I did say 99% of the time and the 1% is when it is simply not a good idea to have my boat docked because of bad seas in town. Keep in mind that the road south to my location is basically the best road on the entire island.
Not just saying it I'm living it!