Michelle may not understand that Ambergris Caye is a small island and not on the mainland of Belize. Like any island, everything is essentially imported and therefore more expensive (if you can even get it).
It is also a little laid back, unpretentious, beach town / fishing village and our feet, bikes, boats and golf carts get us from here to there just fine. There are a few real cars, but I for one wish they weren't allowed. These automobiles aren't necessary, except perhaps to haul things other than persons (and spoil the ambience).
There are a few fashionable people on the island (mostly the tourists and a few well heeled locals), but overall very relaxed.... we even have "stuff swaps" at Pedro's on occasion and exchange clothing and goods we don't use (we have really scored at these!). It's a hoot and much better than consignment or goodwill because you actually know the previous owner!
That said, I have always held the position that it is always better to "run to" rather than "run from" (pertains to love, career, and residence of choice). Look before you leap -as there are many great places to retire to. Just take the time to find the right "fit". Check out Placencia, Belize - it seems to be a great place also, just a little difference feel.
I still miss my Jag, but she wouldn't like it here and that's ok. I have all of my animals and they love it!