Ernie... I know you'll hate me for this, but could you do one more posting with the prices and rates and who I send money to and who I don't for all of us "Instructionally Challenged", like me?

Or if you prefer, you can emal me: [email protected]

Now look people... I'm putting my email here and I don't want a bunch of crackpot emails... however, emails from all single (what the heck.. and married) females will be graciously accepted! eek